Success stories

They had heard about guarantor home loans, where a family member can use equity in their own property to help avoid lender’s mortgage insurance, and wanted to understand how it could work for them.

We guided them through this option, along with other pathways available when grants or schemes aren’t suitable, ensuring they had a clear and confident strategy in place. Adriana and Arron secured a pre-approval, which put them in a strong position to act when the right property came up in Cairns.

Throughout the process, we supported them with property reports and walked them through the contract step by step. With that guidance, Adriana and Arron were able to confidently make an offer, which was accepted, and settlement followed shortly after.

It was a pleasure helping such a great couple take their first step into homeownership.

As a first home buyer, he was feeling uncertain about his options and what was actually achievable. Our focus from the start was to provide clear guidance, simplify the process and rebuild his confidence.

We took the time to understand his personal situation, the type of property he was looking to purchase, and what would set him up for long-term success. From there, we matched him with a lender that aligned with both his circumstances and his goals.

With the right strategy and support in place, Ash was able to move forward with clarity and confidence, securing his first property and taking that important step into the market.

Helping buyers like Ash get their foot in the door is exactly why we do what we do, and we’re proud to have been part of his journey.

As we worked through the First Home Guarantee Scheme and stamp duty concessions, it became clear that the eligibility rules made that path more complex than expected. Rather than rushing into a decision, Ehrin took the time to step back and consider her options.

A few months later, she returned with a new plan, focusing on what was right for her and her future.

From there, we arranged a pre-approval for a property that suited her lifestyle and long-term goals. To support her borrowing capacity, we matched her with a lender on the Regional Guarantee Scheme panel that could fully recognise the allowances from her employment.

With a longer settlement involved, we made sure she felt supported throughout the process. We provided a clear pre-settlement checklist so she knew exactly what to look out for and felt confident leading up to receiving her keys.

Ehrin’s journey is a great example of the importance of stepping back, reassessing and moving forward with a plan that aligns with your own goals. We’re incredibly proud to have been part of her journey into home ownership.

Like many buyers at the moment, they were finding it difficult to keep up with rising property prices while trying to save a large enough deposit to avoid lenders mortgage insurance. We also explored the available government schemes and grants, however these weren’t the right fit for their situation.

From our first conversation, we focused on creating a clear and practical plan. We discussed using a family guarantor as a way to help them move forward sooner, without needing to wait years to build a larger deposit.

We carefully structured the loan to suit both Kelsey and Dan, as well as the guarantor, taking into account their income, existing commitments and living expenses. From there, we matched them with a lender that aligned with their goals and circumstances, ensuring the structure was both suitable now and flexible for the future.

With the right strategy in place, Kelsey and Dan were able to move forward confidently and secure their first home sooner than they had expected